The SimpleReverse Wholesale team at Luminate Bank is redefining the reverse mortgage space—ditching outdated processes and delivering a smarter, more efficient experience.
Our mission is to align with your goals and help you serve clients with confidence through powerful tools, fast turn times, and expert support every step of the way.
>> Our Team
We believe lending should be easy to understand and approachable. With transparency and consistency at the heart of everything we do, we’re here to make sure every step is clear and every decision is made in your best interest.
๏ปฟOur goal is to keep you informed, engaged, and confident at every turn—so, let us introduce you to the staff who make it all happen!

Bob Garczewski
SimpleReverse National Sales Manager
With a passion for helping clients navigate the home-buying process, Bob brings both expertise and enthusiasm to their role as a SimpleReverse National Sales Manager at Luminate Bank.
With years of experience in the mortgage industry, Bob is dedicated to bringing transparency and clarity to each step, so you feel informed and empowered from start to finish. When Bob isn’t helping clients reach their homeownership dreams, you can find them enjoying weekends with their family.
If you’re ready for a lending experience that puts you first, reach out to Bob today—they’re here to help you every step of the way!
Dan Barksdale
VP - HECM Lending
Coming soon!๏ปฟ

Brad Stieber
Account executive
Coming soon!๏ปฟ